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新词新译:sky-high credit line [Copy link] 中文

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Post time 2008-11-2 05:07:46 |Display all floors
可透支额度(信用卡) sky-high credit line

Many US banks including the American Express, Bank of America and Citigroup have begun tightening standards of applicants and are sharply curtailing both credit card offers and sky-high credit lines, US media reported. More borrowers defaulted on their payments as the US economy slows and unemployment rises, probably bringing another wave of unprecedented losses, the report said.

据美媒报道,由于经济衰退,失业率上升,很多人无法偿还信用卡透支的欠款,美国银行可能面临更大损失。因此,美国运通公司、美国银行、花旗银行等多家银行纷纷抬高申请持卡的标准,减少信用卡发行量,并降低持卡人可透支额度。

credit line = (信用卡)额度

sky-high credit line = 超高的(信用卡)额度,意思是银行太随便向持卡人提供太高的额度。

信用卡本来就是让持卡人透支的,所以无所谓什么“可透支额度”。支票户才有透支(overdraft)问题,即开出的支票款额超过支票户口内的存款。



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Post time 2008-11-2 08:31:27 |Display all floors
sky-high  天空般的高度
哈哈

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Post time 2008-11-12 12:57:47 |Display all floors
Originally posted by jl2315 at 2008-11-2 05:07
信用卡本来就是让持卡人透支的,所以无所谓什么“可透支额度”。支票户才有透支(overdraft)问题,即开出的支票款额超过支票户口内的存款。



  有,俺的工行国际卡就只能透支1000美元和10000人民币。这个就是额度。

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Post time 2008-11-12 13:12:52 |Display all floors
Originally posted by lasthermit at 2008-11-11 11:57 PM

  有,俺的工行国际卡就只能透支1000美元和10000人民币。这个就是额度。

你这个是 debit card(直接从自己银行账户提款的卡)吗?

信用卡额度跟透支额度是不同的概念。



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Post time 2008-11-12 17:09:36 |Display all floors
中国国内的信用卡都有可透支额度。不知jl2315用的是哪国信用卡?

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Post time 2008-11-12 19:21:17 |Display all floors
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Post time 2008-11-12 22:33:27 |Display all floors
Originally posted by annabellee at 2008-11-12 04:09 AM
中国国内的信用卡都有可透支额度。

在“可透支额度”之下,还有没有一个基本额度?

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