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Here is the Wikipedia explanation:|Thanks to that Wikipedia excerpt and your careful, enlightening description, househusband, it seems clear to me that "divine accident" really does not fit in a lot of instances. I agree that, probably, there really isn't a single word or phrase in English that conveys the meaning in all contexts.
Yuan (缘) or Yuanfen (缘份; pinyin: yuán fèn) is a Buddhist-related Chinese concept that means the predetermined principle that dictates a person's relationships and encounters, usually positive, such as the affinity among friends or lovers. In common usage the term can be defined as the "binding force" that links two persons together in any relationship. The concept of synchronicity from the Swiss psychologist Carl Jung can be seen as similar to yuánfèn, which Chinese people also believe to be a universal force governing the happening of things to some people at some places. Yuánfèn belongs to the family of concepts known in theology as determinism.
Some believe that the driving forces and causes behind yuánfèn are the actions done in the previous reincarnations. This aspect is therefore similar to karma of Buddhism. However, while karma often refers to the consequences of an individual's actions on him- or herself, yuán is always used in conjunction with two persons.
The proverb yǒu yuán wú fèn (有緣無份), "Have fate without destiny," is sometimes used to describe couples who meet, but who do not for whatever reason stay together.
Unlike other Chinese social relations, which describe abstract, but easily noticeable, connections between people, nowadays, Chinese merely use this word poetically or to emphasize a meant-to-be relationship, and almost never in a serious business or legal situation.