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Postpone the marriage.
Before your life gets more complicated, try to understand your boyfriend more in situation like this. Life is full of uncertainty. So, this is your opportunity to see how capable your boyfriend is to overcome HIS problem.
He got into trouble for making "bad decisions". As a consequence, he lost his business and savings. Right now, he's feeling insecure as he's afraid of losing you.
Therefore, try to make him understand that he need to sort out his problems FIRST. Tell him you won't be happy with all the burden of debts and the prospects of bleak future if the problems are not solved. There won't be marital bliss (xin fu) if the both of you have to live under pressure, chased by debt collectors. So, ask him to wait for another year or two while you go through the trying times with him.
If he loves you, he won't sacrifice your happiness with him like that. If he insists, it simply demonstrates his inability to overcome his fear or, he's trying to make you to support his life. A real man is able to overcome his emotion and will take up responsibility by himself. If his heart rules over his mind, then he's just another boy who hasn't grown up. Therefore, he's not fit to be a MAN - the husband of a woman and the leader of the family.
When you're at a crossroad like this one, think for yourself. You need to be clear that you're just trying to protect yourself and you want to know whether he's THE ONE - the man of your life.
Think about it, if he can't save himself, how can he save you? Therefore, if he can't solve his problem now, how can you rely on him to help you in your problem when you married him? Always remember how your parents would want you to live your life. I'm sure they have a dream, just like you - have a happy family.