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Buy or not to buy,it is really a question

Popularity 4Viewed 10869 times 2013-11-20 19:06 |System category:Economy| question, original, average, really, market

A new wave of shanty town renovation and refurbishment is undergoing in our community.

 

This is a batch of middle high resident buildings, which average has 18 floors. And the price tag is average 2,500 RMB, compared with market price at least it has 1,000 price margin.

 

After all the original residents or pre-relocated households moved to or booked the new houses with priority, here remains some left-over houses for those eligible staffs and workers, who haven’t enjoy the benefits of corporation’ s house-allocation policy ever since they entered the service of the corporation, to choice.

 

In accordance with related laws and rules of the nation and corporation, you can use your housing public funds to pay the down payment, at least it requiring 90 percent of the total amount of the house prices. Presume here has shortages for the required housing price; you can lend the remained money from the assigned banks according to the price tag of the new house with certain scale. And the interest rate for the lending is lower than the normal resident bank deposit rate; generally speaking, housing lending rate is lower 1 percent than depositing rates in the same time span, and lower 2 percent than the commercial lending.

 

Now, I have the chance to take action and enjoy the long-waited housing policy, butI wonder when I have the re-selling rights, who I can sale it to, due to here is so much houses in the market..

 

High-floors is too highin my conservative thought, I haven’t lived in high-rising up to now, low floor ether messy, noise or the light is no so delightful, and the sun-side facing houses had been picked away by the customers with preference already. But if I give up the opportunity, maybe here is no such a chance anymore in my lifetime.

 

Here is one another  reality, that if you don't buy a house, then all your housing  funds deducted from your monthly wages will be sleeping in the housing funds administration center until you retire. Even though here has deposit rate, but it is so little. So in certain extent, put the housing funds in the center and never using it to purchese or revamp house, it is not a good deal.

 

Now, with the helping of the  housing funds policy, the burden to raise money for the house buying becomes easier. Frankly speaking.

 

Buy or not to buy one house in such an occation, it is really a thorny question.

 

 

 

 

 

 

 

 

(Opinions of the writer in this blog don't represent those of China Daily.)


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Reply Report KIyer 2013-11-21 17:24
You describe the situation really well. Do you already have a house now? do you rent? where do you see yourself living in the future when you get old? Will your child want to have a house when she grows up in this place?
Reply Report snowipine 2013-11-21 19:38
KIyer: You describe the situation really well. Do you already have a house now? do you rent? where do you see yourself living in the future when you get old? ...
Secret  for the time being.

I am a not so wise person. My mother educated me that i can't  disclose my secrets to my friends, especially alter ego alike.

Guess ?
Reply Report Belinda_GS 2013-11-21 23:09
   , more houses, more mistresses , that's suitable invisible policy for someone, esp for the riches and currupted officals. snowipine, I convinced, to buy or not to buy a house should not be a question for u, snowipine , isn't it? , one house matches one wife.LOL
Reply Report KIyer 2013-11-22 04:02
i understand, you mother is right. I posed the questions not to get an answer on this blog, but to consider within yourself before you make a decision privately. I believe those questions can lead to an answer to your question of the blog topic!
Reply Report snowipine 2013-11-22 13:42
Belinda_GS:    , more houses, more mistresses , that's suitable invisible policy for someone, esp for the riches and currupted officals. snowipine, I convince ...
Good advice, Belinda !

But I don't know whether the Labor Camp still has spare room waiting me to enjoy my good time for awhile, if I heed your schemed roadmap .
Reply Report snowipine 2013-11-22 13:48
KIyer: i understand, you mother is right. I posed the questions not to get an answer on this blog, but to consider within yourself before you make a decision ...
In the past, where parents are living, where is home.

Now, things are changing, sometimes where kids are living, where are homes.
Reply Report 中天悬剑 2013-11-25 22:21
Frankly speaking,buying or not house is really a big question,which confused many people.In addition,the question also relate to person's dignity,eapecially,among marriage,if you have no house,your girlfrend has no desire for marrying to you!From now,we accumulate much money for house ,even a splended later life.
Reply Report snowipine 2013-11-26 00:25
中天悬剑: Frankly speaking,buying or not house is really a big question,which confused many people.In addition,the question also relate to person's dignity,eape ...
Congratulation you needn't worry about the No. 1 Question about the not so virtual  ones in practical live.

My friend 第一剑 under the heaven, Who said, House Is just A NEST, road ahead us is long long and long.

Have a happy day and have a happy wife and,family...
Reply Report snowipine 2013-11-26 00:44
Belinda_GS:    , more houses, more mistresses , that's suitable invisible policy for someone, esp for the riches and currupted officals. snowipine, I convince ...
Melinda, I,tell you the truth, My personal think.

If every kid can has a sister or brother...
Reply Report Belinda_GS 2013-11-26 13:38
snowipine: Melinda, I,tell you the truth, My personal think.

If every kid can has a sister or brother...
   , I am confused.
Reply Report 中天悬剑 2013-11-26 18:51
snowipine: Congratulation you needn't worry about the No. 1 Question about the not so virtual  ones in practical live.

My friend 第一剑 under the heaven, Who sa ...
You're too positive,I think.Presently,there're so many people who 're snobbish,they usually ask you whether you have house or not,as soon as they have date with you.If you haven't,they immediately refuse to you.In this society,much people're so keen on money not your good virtue.Do you know the truth?!
Reply Report snowipine 2013-11-27 21:21
中天悬剑: You're too positive,I think.Presently,there're so many people who 're snobbish,they usually ask you whether you have house or not,as soon as they have ...
Economic foundation sometimes, if not always, dominates superstructure.

Dream is dream, reality is reality.

Due to reality we give up our dream, we are vegetable.

Ignore physical condition blindly pursue dream we are, how to say, buddy?
Reply Report 中天悬剑 2013-11-28 19:33
snowipine: Economic foundation sometimes, if not always, dominates superstructure.

Dream is dream, reality is reality.

Due to reality we give up our dream, we  ...
I never say:'give up our original dream,we persue another things."I only sigh:"the reality,with many difficulties and barriers,or snob,we need to face,have brought many frustrations to us."We can remain innocence in our minds that 're fragile,the reality,however,never enable us to escape its hand.we,so,become realisitic from now,but,innocence must be keeped in minds,because,that's our splendid view in the whole life.
Reply Report snowipine 2013-11-29 11:35
中天悬剑: I never say:'give up our original dream,we persue another things."I only sigh:"the reality,with many difficulties and barriers,or snob,we ne ...
Yep, keep innocence in minds, keep think with independent observation and reasoning, the answer for the most concerned will surface sooner or later.
Reply Report keyuyukuaiee 2013-12-9 20:48
Belinda_GS:    , more houses, more mistresses , that's suitable invisible policy for someone, esp for the riches and currupted officals. snowipine, I convince ...
I agreen with you.To buy one house is priority for me.

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